Please help me these questions

Employee benefits may include

Group of answer choices

A. health insurance

B. disability insurance

C. life insurance

D. all of the above

A characteristic of consumer loans is that they

Group of answer choices

A. include a negotiated contract

B. are arrived at through a formal process

C. include a repayment schedule

D. are all of these

Question 233 pts

Utility refers to

Group of answer choices

A. the satisfaction you receive from purchasing something

B. how much money you receive during the year

C. the total of your spending for the year

D. the value of your investments at any given time

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Question 243 pts

_______could be deducted on your Federal income taxes.

Group of answer choices

A. Rent payments

B. Homeowner's insurance

C. Real esate taxes

D. b and c