please help me wirh questions 4,5,6,7,8,9

5. What does it mean to you that your mortality risk may be between 8 and 12% ? Is this a risk whose probability is so low that you don't worry about it? Or are the consequences of its occurrence such that it must be dealt with regardless of its likelihood? 6. Who bears the risks associated with living too long? Longevity risk relates to the duration of the postretirement period, and for that purpose we need to consider conditional life expectancy - that is, the life expectancy after retirement (or some other relevant age 7. Why is livir too long considered a risk? Assuming that one's health is not failing, isn't longevity a good thing? 8. Why can't people simply plan in their working years to put aside enough money to cover an additional ten or fifteen years of retirement? 9. What is unreliable about the life expectancy figure for one's year of birth as a predictive tool