Please help me with the questions I have attached...

7. How do income, growth, and liquidity affect the choice of an investment? 8. Why do investors purchase stocks? 9. What are two chief advantages of investing in mutual funds? 10. What factors should you consider before purchasing real estate for investment purposes? 11. a. List three personal factors that might lead some investors to emphasize income rather than growth in their investment planning. b. List three personal factors that might lead some investors to emphasize growth rather than income in their investment planning. 12. Assume that you are 28 years old and that your take home pay totals $2,200 a month, you have monthly living expenses that total $1,200, your monthly car payment is $300, and your credit card debts total $4,900. Using the information presented in this chapter, develop a three-part plan to (1) reduce your monthly expenses, (2) establish an emergency fund, and (3) save $4,000 to establish an investment program. 13. From the investment alternatives described in this chapter, choose two specific investments that you feel would help an individual who is 35 years old, divorced, and earns $20,000 a year begin an investment program. Assume that this individual has $30,000 that can be invested at this time. As part of your recommendation, compare each of your investment suggestions on the factors of safety, risk, income, growth, and liquidity. 14. Choose one of the investment alternatives presented in this chapter (stocks, bonds, mutual funds, real estate, or speculative investments) and prepare a two-page report describing why this investment would be appropriate for a widow who is 68 years old that has just lost her husband. Assume the woman is debt-free and has just inherited $175,000. 15. Of the following sources of investment income, describe how each type is taxed by the federal government. e a. b. c. d. e. Dividend income Interest income Rental income Capital gains Capital losses 16. Most home insurance policies cover jewelry and silverware for a limited amount unless items are covered with additional insurance. If $3,500 worth of jewelry and $3,800 worth of silverware were stolen from a family, what amount of the claim would not be covered by insurance? 17. What amount would a person with actual cash value (ACV) coverage receive for two-yearold furniture destroyed by a fire? The furniture would cost $1,000 to replace today and had an estimated life of five years. 18. What amount would it cost an insurance company to replace a family's personal property that originally cost $18,000? The replacement costs for the items have increased 15 percent. 19. If Carissa Dalton has a $130,000 home insured for $100,000, based on the 80 percent coinsurance provision, how much would the insurance company pay on a $5,000 claim? 20. For each of the following situations, what amount would the insurance company pay? a. Wind damage of $785; the insured has $500 deductible. b. Theft of a stereo system worth $1,300; the insured has a $250 deductible. c. Vandalism that does $375 of damage to a home; the insured has a $500 deductible. 21. Beverly and Kyle Nelson currently insure their cars with separate companies paying $450 and $375 a year. If they insured both cars with the same company, they would save 10 percent on the annual premiums. What would be the future value of the annual savings over ten years based on an annual interest rate of 6 percent? 22. Why is it important for people who rent to have insurance? 23. Does the building owner's property insurance ever cover the tenant's personal property? 24. What is the difference between cash value and replacement value? 25. When shopping for renter's insurance, what coverage features should you look for? 26. How do insurance companies price their products? 27. How do insurance companies determine your insurability? 28. What should you do in examining a life insurance policy before and after the purchase? 29. What are the four most common settlement options? 30. Should you switch policies? 31. What is health insurance and what is its purpose? 32. What is disability income insurance? 33. What are the three sources of disability income? 34. How can you determine the amount of disability income insurance you need? 35. What are the major provisions of a health insurance policy