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Please help me with this question with explain. Thank you so much! The video above is a YouTube clip that talks about the recent failure

Please help me with this question with explain. Thank you so much!

The video above is a YouTube clip that talks about the recent failure of First Republic Bank. Based on what you saw in this video, share your thoughts about the future of the banking industry in the United States with reference.

Link of the video: https://youtu.be/oqn1ZD8QUm4 - "Why First Republic Bank Was Seized and Sold to JPMorgan Chase | WSJ" from Wall Street Journal (3:02s video youtube)

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