please help my homework is due in 30 minutes please help

An investor wants to buy a property with expected first year's NOI of $120,000 and apply for a loan. The lender requires a minimum debt coverage ratio of 1.25. The loan terms are 5% annual interest with monthly payments, for a 20-year term. What is the maximum loan amount that the lender would approve (rounded to the nearest $100? $1,894,100 O $1,212,200 O $1,515,300 O $120,000 0 $1,196,400