Please help, thank you.

1). Carla is the risk manager of LMN Industries. Several questions have arisen for her. Please help her decide net present value (NPV) and whether she should accept or reject project based on the information below. Project A will cost initial investment of $ 40,000 today. The project will generate $25,000 one year from today, $25,000 two years from today, and $25,000 three years from today. Assume the discount rate is 10 percent.

2). 2. Please answer the following questions:

a) How is a financial institution likely to find that it is using a model different from its competitors for valuing a particular type of derivatives product?

b) What is meant by RegTech? Give some examples.