Please help these two problems

You have $300,000 to donate to your college. You want to endow a perpetual scholarship that makes its first payment in 1 year. If the college's discount rate is 5%, how large will the annual scholarship payment be? The annual scholarship payment will be S. (Round to the nearest dollar.) Your grandmother has been putting $3,000 into a savings account on every birthday since your first (that is, when you turned one). The account pays an interest rate of 5%. How much money will be in the account immediately after your grandmother makes the deposit on your 18th birthday The amount in the account upon your 18 th birthday is $ (Round to the nearest dollar.)