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please help with part a and b, thank you!! If your credit card calculates interest based on 17.45% APR, compounded monthly (a) What are your

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please help with part a and b, thank you!!
If your credit card calculates interest based on 17.45% APR, compounded monthly (a) What are your monthly interest rate and annual effective interest rate? (b) If your current outstanding balance is $3,900 and you skip payments for three months, what would be the total balance three months from now? (a) Your monthly interest rate is %. (Round to two decimal places.)

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