please help with the equation set up so I am able to understand how to do it.

the answers need to match the chart below

2. You are seeking a (30-year) ARM loan of $250,000 which will charge 3 points. Assuming you keep this loan for 4 years, what are your CF's and the yield to lender (expressed as APR)? What do you pay each year in interest? Initial rate 3.25% 1 Annual adjustments - Tbill + 2.25% (rounded to 1/8%) I Max change of 2% per year interest rate I Max interest of 5% above initial rate ITbill Index, now at 2.21, then changes annually to: 3.23, 6.12, 7.76 Year Index EOY Balance 1 AWN- Int. Rate Charged 3.250 5.250 7.250 8.250 2.21 3.23 6.12 7.76 Monthly Payment 1088.02 1372.22 1679.84 1839.87 . Amount Paid to Interest 8050.87 12774.22 17404.10 19587.45 244994.63 241302.21 238548.23 236057.24