Please help with this two part question. thanks for the help

(Related to The Business of Lile: saving for Retirement] (Future value of an ordinary annuity) You are graduating from coliege at the end of this semester and alter reading the The Business 01 Life box In this chapter you have decided to invest $4'UOU at the end of each year into a Roth IRA for the next 41 years make 31 payments into your retirement account? How much will you have when you relire in 41 years\" 38 [Round ID the nearest cenl ) ifyou earn 10 percent compounded annually on your investment, how much Will you have when you retire in 41 years? How much will you have if you wait 10 years before beginning to save and only