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The average daily net transaction accounts of a local bank during the most recent reserve computation period is $589 million. What is the average daily reserve balance required to be held by the bank during the maintenance period? Assume no vault cash. O $50.73 million O $42.37 million O $62.11 million O $58.9 million $60.83 million O $46.79 million Periods of high interest rates create the disintermediation phenomena in commercial banks. False O True The following type(s) of life insurance policies do not have a savings feature: O Term life O Whole life 10