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One of the following pension plan types is the riskiest for an employee? Final pay defined benefit plan Overfunded defined benefit plan Career average defined benefit plan O Defined contribution plan invested in fixed-income securities Defined contribution plan invested in equities O Defined benefit plan invested in equities a You now have a choice between (1) a flat benefit at retirement equal to $4,000 times your years of service, or (2) a career average formula of 6 percent of your average salary times your years of service. You expect to work 40 years. At what average salary would you be getting the same benefit under both alternatives (1) and (2)? $58,000 $66,667 $80,000 $65,000 $98,000 O $104,000