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Q3. (a) A proposed investment of 20,000 is predicted to have an uniform annual revenue of 10,000 for five years and then have a market (recovery) value of 4,000 as the End Of Year (EOY) value, just at the end of year=5. The annual expenses will be 6,000 at the end of each year for operating and maintaining the project (i) Draw a cash-flow diagram showing ingoing and outgoing cash flow for the five-year life of the project. [4 marks) (ii) Define in words: Cash flow, annuity, present and future worth. How much is the annuity, and present value at year=0 for the above investment? [8 marks]