please , I am conculating the question but the answer is wrong comparing to the example

Cart Suppose you want to borrow $20,000 for a new car. PV = cz You can borrow at 8% per year, compounded monthly (8/12 = .66667% per month). PV If you take a 4 year loan, what is your monthly payment? 20000 = - HECH Q,9066) - 20,000 = C[1-1/1.006666748] / .0066667 . C = 488.26