please i need the answers to these questions

The conflict of interest in credit-rating agencies arises because- rated and, as a result, the agencies' ratings may be biased- A) security issuers, downward B) security issuers; upward C) investors; downward D) regulators; upward pay to have securities The Global Legal Settlement of 2002 dealt with conflicts of interest in A) accounting firms. B) investment banks. C) credit-rating agencies. D) all of the above. The unusual structure of the Federal Reserve System is perhaps best explained by A) Americans' fear of centralized power. B) the traditional American distrust of moneyed interests. C) Americans' desire to remove control of the money supply from the U.S. Treasury D) all of the above. E) only A and B of the above. .Which of the following is not an entity of the Federal Reserve System? A) Federal Reserve banks B) The FDIC C) The Board of Govenors D) The Federal Advisory Council E) Member commercial banks Member commercial banks have purchased stock in their district Fed banks; the dividend pai that stock is limited to . A) four percent annually B) five percent annually C) six percent annually D) eight percent annually . Banks subject to reserve requirements set by the Federal Reserve System include A) only state-chartered banks. B) only nationally chartered banks. C) only banks with less than $100 million in assets. D) only banks with less than $500 million in assets. E) all banks whether or not they are members of the Federal Reserve System. Each member of the seven-member Board of Governors is appointed by the president and confirmed by the Senate to serve A) 4-year terms. B) 6-year terms. C) 14-year terms. D) as long as the appointing president remains in office. The Federal Open Market Committee consists of A) the five senior members of the seven-member Board of Governors B) the seven members of the Board of Governors and four presidents of the regional Fed banks. C) the seven members of the Board of Governors and five presidents of the regional Fed banks. D) the twelve regional Fed bank presidents and the chairman of the Board of Governors