1. Please identify whether each of the following instruments is negotiable under Article 3. If an instrument is not negotiable, please indicate the reason why the instrument is not negotiable.
   1. I promise to pay to bearer $34,000 ten days after I receive my insurance settlement check from Ace Insurance. / s/Mango

2. Pay to James, $45,000 on demand. To: Louisa /S/Daniele, 11/11/2018

3. I promise to pay to bearer $45,000 in IBM common stock on 02/12/21. /s/Mike 2019.

4. Pay to the order of Pam, $34,000 on 03/18/2019. To: Dwight /s/Donna 03/01/2019. This is pursuant to our settlement agreement in the tort signed this same date.