Please include steps. Thanks.

Thanks.

203-10 calculating Present Value of a Savingsfund Hal Thomas wants to establish a savings fund from which a community organization. Coulddraw $1,000 a year for 20yrs. If the account earn, 2%, what amount would he have to deposit now to achievenis goal? L03-12 Fyture Value of Savings Kara Delaney receveda $ 4000 af for or adulatio from her Oilcle. She deposits the entire amount ilgu account paying 8% What will be the value of ths ipfit 15 yil