please locate and read the agreements and policies associated with one of your own bank accounts. If you can't find this information on the bank's website, you can call your bank and have them provide it to you. If you don't want to use the agreements and policies from your own bank, select any bank that you are familiar with and locate and use their policies.

Read through the agreements and policies regarding checks and electronic fund transfers. Select two policies that interest you in your account agreement. For each policy of interest, please do the following:

1. Reprint the policy, so the reader can see the policy that your assignment is referencing.2. How does the policy you selected illustrate the concepts in this Unit? Be specific here, and include references to the text and materials in your discussion of the Unit concepts.3. Given what you've learned in this Unit, would you want to know about this policy before opening an account with the bank? Why or why not?

2.As you review the agreements and policies, how many methods are available to you if you want to make an electronic funds transfer? Were you aware of all of the available methods? Do you find one method to be more secure than the others? Which of these methods would you use and why? Fully explain your answers to these questions, including your reasoning.

3.Imagine that you are the owner of a small business. Knowing what you do about the various ways to accomplish an electronic funds transfer from the Unit, and from the agreements and policies that you read, which of these methods would you be willing to use to receive payment. Which of these methods might you want to use to pay employees? Do you have any security concerns in using an EFT? Fully explain your answers to these questions, including your reasoning.