Please only answer the following questions: d, e , f

Please type your answer in detail

David is a 30 years old worker. He has around HK$25,000 a month. Suppose he has around HKD 200,000 of saving. He wants to invest in the Hong Kong stock market for paying the down payment of a flat in five year time. Can you help him locate two Hong Kong stocks which you think he can invest? Provide evidence to support your suggestion whenever necessary. Subject to his objective of getting back the money in five year time, answer the following questions carefully: a) What return rate of investment should he aim? b) Why do you choose this return rate? c) Which level of risk tolerance should he choose? d) Which two companies would you advise him to invest? Why do you choose these two companies? e) What are the competitive edges of these companies vis--vis their peers in the industry? f) Why do you want to choose the industries of these two companies to invest? g) Do you have any strategy to avoid a big loss in your investment? h) Would you think investing in Hong Kong stock market is a desirable strategy? i) Do you have any other better alternative than investing in the Hong Kong stocks for achieving the targets you have set in a) and c)