Please provide steps

Julie has just retired. Her company's retirement program has two options as to how retirement benefits can be received. Under the first option, Julie would receive a lump sum of exist129,000 immediately as her full retirement benefit. Under the second option, she would receive exist18,000 each year for six years plus a lump-sum payment of exist55,000 at the end of the six-year period. Click here to view Exhibit 11B-1 and Exhibit 11B-2. to determine the appropriate discount factor(s) using tables. Required: Calculate the present value for the following assuming that the money can be invested at 12%