Please read the case \"Executive Pay and the Credit Crisis of 2008 (A) \" included in your HBS online course package and answer the questions below in your group presentation. This case focuses on the credit crisis of 2008 and various issues related to executive compensation. Please keep your discussion within 180 lines (single spaced, 12 pt. font) for the analysis (all parts included). You can add additional charts and tables in an appendix if you like. Please give a line count of your document. 1. What factors led to the credit crisis of 2008? Explain in detail pointing out the structure of a mortgage and securitization, the rise of subprime, the response of the government, and then the various factors that contributed to the credit crisis. Point out the role of rating agencies, and deposit insurance as well as the various layers of \"Moral Hazard\" problem that were imbedded in decisions that contributed to the crisis. (50 points)