Please see attached for questions. I just need help figuring out the answers for the practice quiz to make sure I am on the right track.

1. Suppose you are a loan officer at Carbondale Local Bank. Joan Doe listed the following information on her mortgage application: Characteristic Annual gross income TDS Relations with FI Major credit cards Age Residence Length of Residence Job Stability Credit History Value $81,000 27% savings account 2 70 own outright 3 years 8 years met all payments Use the information below to calculate Joan Doe's credit score. Characteristic Annual Gross Income 50% -10 None Score Major credit cards Score Age Score Residence 0 None 0 60 25 35 Own with Own outright mortgage 20 50 1-5 years >5 years 25 40 1-5 years >5 years 25 50 Missed a payment Met all in last 5 years payments -15 40 >$100,001 60