PLEASE SHOW ALL STEPS AND EXPLANATIONS

3. Joe and Lucia realize their son will need braces in four years, which will cost about $6,000. How much do they need to set aside at the end of each quarter at 6.3% to have the $6,000 four years from now? Solve the problem using an appropriate formula AND the graphing calculator app. NE 1% = PV = PMT = FV = PY = C/Y = PMT: END BEGIN