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What discount rate would make you indifferent between receiving $3,210.00 per year forever and $5,395.00 per year fo 28.00 years? Assume the first payment of both cash flow streams occurs in one year. Today is Derek's 25th birthday. Derek has been advised that he needs to have $2,409,794.00 in his retirement account the day he tums 65. He estimates his retirement account will pay 4.00% interest. Assume he chooses not to deposit anything today. Rather he chooses to make annual deposits into the retirement account starting on his 28.00th birthday and ending on his 65th birthday. How much must those deposits be