Please show me how to complete these with an actual formula for PMT that I can plug into the calculator, I do NOT want it solved with an excel formula as I already know how to do that. Thank you!

Malcolm has now graduated, received a job offer, and has his sights set on a sports car. The car's sticker price is $60,000. He receives $8,000 on his trade-in and he qualifies for a 3.95\%, 7-year loan. a. Identify the monthly payment Malcolm has realized that he needs to focus on his future, and he opens a retirement account with his firm. Each pay period ( 2 per month) he deposits $275 into an account that earns 8% annually. After 35 years, how much will be in Malcolm's retirement account, if he continues making the same deposit