Please show me the steps to get to the right answer, thank you!

Answer(s): (Your response(s) are shown below, followed by the correct answer(s).) Consider a lottery that pays to the winner an annual annulty of $20 that begins in one year and continues for 10 consecutive years with one exception - the payment at the end of year 4 (and only in this year) is not $20 but instead is $30. Using an interest rate of 7%, determine the present value of this prize. 148.10 Place your answer in dollars and cents without using a dollar sign or a comma. For example, if your answer is one hundred thousand five hundred and seventy then place your answer as 100570 . Work all analysis using at least four decimal places of accuracy