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Derek can deposit $11,000 on each birthday beginning with his 26th and ending with his 65th. What will the rate on the retirement account need to be for him to have $3,000,000 in it when he retires on his 65th birthday? Derek can deposit $17,285.00 on each birthday beginning with his 28.00th and ending with his 66.00th. What will the rate on the retirement account need to be for him to have $3,951,196.00 in it when he retires