please show work 5. Susie and Lisa are both 45 years old but have been investing different amounts of money for different lengths of time. a) Determine the total future value of each portfolio. (12 marks) Susies portfolio: Susie saved $20 each month for 15 years at an average interest rate of 3.2 % compounded monthly until she was 25. Then she reinvested the entire amount at 3.8 % compounded monthly for 10 years. Lisa's portfolio: Lisa has been depositing $25 each month for the past 12 years into a savings account that earns an average annual interest rate of 3.6 % compounded monthly. b) Determine the Rate of Return (ROR) for each portfolio.