Please show work and what you did on the calculator because I am stuck Assume that you just won $30 million in the Florida lottery, and hence the state will pay you 20 annual payments of $1.85 million each beginning immediately. If the rate of return on securities of similar risk to the lottery earnings (e.g., the rate on 20-year U.S. Treasury bonds) is 6 percent, what is the present value of your winnings?