Please show work neatly as to how to solve these. Thank you!

Solve the problem. Round to the nearest cent. 19) The monthly payments on a $49,900 loan at 7.2% annual interest are $454.11. How much of the first monthly payment will go toward interest? A) $154.71 B) $32.70 C) $114.84 D) $299.40 Solve the problem. 20) Find the least amount that could be deposited in a bank account today at 12% compounded quarterly to allow $650 withdrawals at the end of each quarter for 9 years? Round to the nearest dollar. A) $13,967 B) $14,191 C) $29,142 D) $14,409