please show work step by step but not in excel

Iyou are 21 and want to retire at the age of 65. Starting on your retirement date you'd like to have an annuity paying $50,000 per year until you are 85. Your uncle is giving you $10,000 this year to get you started on your savings. How much more would you need to save each year to finish funding your retirement? Interest rates are 6%. D. Focus 0 a