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please show your work A person won the lottery which they can chose to take $50,000 cash or $10,000 down and $21,000 due in 1

please show your work
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A person won the lottery which they can chose to take $50,000 cash or $10,000 down and $21,000 due in 1 year and $20,500 due in two years. If the person uses 6% compounded monthly, how much extra money would you get by chosing the better plan

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