please solve both thank you

You are thinking of purchasing a house. The house costs $250,000. You have $36,000 in cash that you can use as a down payment on the house, but you need to borrow the rest of the purchase price. The bank is offering a 30 -year mortgage that requires annual payments and has an interest rate of 10% per year. What will be your annual payment if you sign this mortgage? The annual payment is 5 (Round to the nearest dollar.) A local bank is running the folowing advertisement in the newspaper: "For just $1,000 we will pay you $100 foreverl" The fine print in the ad says that for a $1,000 deposit, the bank will pay $100 every year in perpetuity, starting one year after the deposit is made. What interest rate is the bank advertising (what is the rate of return of this investment)? The interest rate the bank is advertising is \%. (Round to the nearest integer.)