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Assume that in auto collision insurance, 600,000 autos in a given underwriting class generate incurred losses and loss-adjustment expenses of $33 million over a one-year period. Expense Ratio is 40% and The actual loss ratio is 0.80 or 80 percent. If the expected loss ratio is 0.70 or 70 percent. i. pure premium method ii. Rate of change (using loss ratio method) Assume that in auto collision insurance, 600,000 autos in a given underwriting class generate incurred losses and loss-adjustment expenses of $33 million over a one-year period. Expense Ratio is 40% and The actual loss ratio is 0.80 or 80 percent. If the expected loss ratio is 0.70 or 70 percent. i. pure premium method ii. Rate of change (using loss ratio method)