please solve

Jason bought a car for $40,000 upon graduation from college with an engineering degree and a very good job offer. A down payment of $5,000 was paid by his dad as graduation gift. The rest of the amount was financed with Generous Motors at 6% nominal interest with 60 monthly payments, the first payment which is to start at the end of 13th month. Determine his monthly payment. (40,000-5,000) (A/P, 1/2%, 60) (40,000-5,000) (F/P. 6%, 12) (A/P, 6%, 60) (40,000-5,000) (F/P, 1/2%, 12) (A/P, 1/2%, 60) (40,000-5,000) (F/P, 6%, 12) (A/P, 1/2%, 60)