please take a look at all photos ... it's one question with 3 parts

D Question 1 1.5 pts Paying for personal consumer activity by using checks has shrunk from over 80% to under 20%, Why? A. Checkbooks are bulky and hard to carry B. Checks were expensive to clear between banks. C. Checks could be used for fraudulent purposes including over-drafts D. Most consumer activity has moved on line and checks are very hard to use for that purpose. O ABC B-D All of the above 1.5 pts Which of the following mortgages would you prefer to hold if you were a lender and you expected a substantial increase in inflation over the next five years. reverse annuity mortgages 10 year conventional fixed-rate mortgages annually adjustable-rate mortgage loans O 10 year balloon payment mortgages D Question 3 1.5 pts Which of the following does not take deposits? commercial banks O savings and loan associations credit unions O finance companies