Please use excel to solve the following: You are the president of lending. You want to attract borrowers with low interest rates, but you still have a certain yield that the bank needs to earn. Therefore, you offer rates at 3%. What loan origination fee do you need to charge in order to act as if your bank was lending at a 3.5% rate if the term of the loan is 30 years, paid monthly, and will be prepaid at the end of ten years?