Please use the follwing information for the next two questions. Rachel took a $225,000 mortgage. The 15-year mortgage has a 5.75% nominal annual interest rate, but it calls for monthly payments beginning one month later. (Hint: Be careful that it is a "monthly" payment. Therefore, the total number of payments is not equal to the year of Rachel's mortgage, but the total number of monthly payments for Rachel's 15-year mortgage. Moreover, the monthly rate instead of the annual rate should be used. You can easily get the monthly rate by the nominal annual rate given using the the content dsicussed in Ch5 Part II.) How much interest is included in the 2nd payment? O $1,021.30 O $1,074.34 $1,077.30 $974.09