Please write legibly and do a step-by-step procedure to solve these problems.

1. S2,000.00 is invested now and left for eight years, at which time the principal is withdrawn. The interest has accrued is left for another eight years. If the effective annual interest rate is 5%, what will be the withdrawal amount at the end of the 16th year?

2. Joanna plans to deposit S500 in the bank now and another S1,000 for the next 2 years. If she plans to withdraw S1,666 3 years after his last deposit for the purpose of buying laptop, what will be the amount of money left in the bank after one year of his withdrawal? Effective annual interest rate is 10%.

3. Adrian wishes to accumulate a total of P10, 000 in a savings account at the end of 10 years. If the bank pays only 4% compounded quarterly, what should be the initial deposit?