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You construct a portfolio that consists of $15,000 in T-Bills and $49,000 in the overall stock market. What is your portfolio's expected return if the expected return for the overalf stock market is 11.87% and the current T - Bifir rate is 3.97\%? Enter your answer as a decimal and 4 decimal places. For example, if your answer is 6.75%, enter 0675 . 0.1002