Pls answer both parts for Upvote

a) Speedy Delivery Ltd, which operates a courier service, requires a new van. It has received two quotes. Van A will cost $70,000 now, has a three year life and will cost $7,000 a year to operate. Van B will cost $90,000 now, has a four year life and will cost $9,000 a year to operate. The relevant discount rate is 6 per cent per annum. Ignoring depreciation and taxes, calculate the AEC for each. Which van do you recommend that Speedy Delivery Ltd buy, and state why?

b) Assume that Bradley Lane has a sole income from Fisher Ltd in which he owns 12% of the ordinary share capital. Currently, Bradley has no savings.

In August, 2018, Fisher Ltd reported net profits after tax of $800,000 for the last financial year, 2017-18 (1 July, 2017 to 30 June, 2018), and announced it expects net profits after tax for the current financial year, 2018-19, to be 20% higher than last financial years figure. The company has a dividend payout ratio of 70%, which it plans to continue, and will pay the annual dividend for 2017-18 in late-September, 2018, and the dividend for 2018-19 in late-September, 2019.

In late-September, 2019, Bradley wishes to spend $95,000, which will include the cost of a new car. How much can he consume in late-September, 2018 if the capital market offers an interest rate of 10% per year?