pls solve asap

You just bought a car on credit for $22,000 and the terms of the loan are: 5-year car loan for with monthly (end of the month) payments of $730.71 What is the Effective Annual interest Rate (EAR) of this loan? 1) 1% 2) 12.68% 3) 3.15% 4) 2.90% 5) 45.09% 6) 28.17% 7) 43.58% 8) 40.92% 9) 36.39%