plz

4. Which of the following is one of the services that banks provide? OBanks link savers and borrowers. OBanks issue currency. OBanks lend money to the government OBanks target key industries for loans and investment 5. Why don't entrepreneuers borrow directly from large groups of savers rather than borrowing from a bank? OBecause it would be time consuming and costly to coordinate such an effort Because banks have more money to lend than do individual savers Because fees and interest rates charged by banks are lower Obecause such direct borrowing is not allowed under banking law 6. By taking in deposits from many savers and lending money to many borrowers, banks: Oredistribute wealth, taking funds from savers with money to spare and giving it to those most in need. Oredistribute wealth, taking funds from households and other savers and giving it to wealthy corporations Ospread the risk, so no one lender is in danger of going bankrupt if a borrower fails to pay back a loan Oconcentrate the risk, so that if a borrower fails to pay back a loan only a few savers go bankrupt. 7. The money that banks keep on hand is called: Ointerest Oreserves. Odeposits. Obonds