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Brenda pians to reduce her spending by $70 a month. Calculate the future value of this hincrease in savings over the next 12 years (Assume an annual deposit to her savings account, and an annual interest tate of 8 percent.) (exhibit 1-A. Exhibie 18. Exhibit 1.C. Exh bit 1-D] Note: Use appropriate factor(s) from the tables provided. Round time value factor to 3 decimal ploces and final answer to 2 decimal places