plz help

Your daughter wants to the University of Cincinnati. She is already planning to start in 16 years (which is when her first tuition payment is due). Her tuition will be $18,687 per year for four years. What is the present value (today) of her tuition if the relevant discount rate is 8.56 percent per year? $46,570.23 $159,645.21 $16,426.19 $17,832.28 $46,570.23