PMT =$48 per month. At a rate of 10.5% per year, how much will accumulate (total) in the account after 14 years? \begin{tabular}{l} $207.43 \\ $18,220.88 \\ \hline$13,628.10 \\ $4,216.32 \end{tabular} Emily will invest $98 per month for the next 8 years. At a rate of 12% per year, how much money will Emily have after 8 years? $15,672.87 $23,569.82 $6,029.71 $254.73