PNC is a large depository institution. What balance sheet accounts for PNC would be affected (and how) if the bank hires an investment banker to sell shares of stock to the public and plans to use the proceeds to finance additional commercial loans?

Increase equity (common stock) & increase asset (commercial loans)

Increase equity (common stock) & decrease asset (commercial loans)

Decrease equity (common stock) & increase assets (commercial loans)

Decrease equity (common stock) & decrease assets (commercial loans)

There is no effect on the balance sheet.