Po has a plan to open a new noodle shop in the Valley of Peace. However, he does not have enough money for his own to start this own business. So, he decides to make a loan at a Bank of Peace. When Po acquires the necessary funds from Bank of Peace, how could we describe it properly? a. Po's consumption expenditure is being financed by someone else's saving. b. Po's consumption expenditure is being financed by someone else's investment. c. Po's investment is being financed by someone else's saving. d. Po's saving is being financed by someone else's investment.