Points: $0$ of $6$

A mortgage of $$178,000$ is to be repaid by making payments of $$827$ at the end of each month. If interest is $3\mathrm{.}82\%$ per annum compounded semi$-$annually, what is the term of the mortgage? State your answer in years and months $($from $0$ to $11$ months$).$

The term of the mortgage is year$($s$)$ and month$($s$).$