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Por qu un profesional de crdito podra probar la lnea operativa de un cliente como un porcentaje diferente al totalmente utilizado (por ejemplo, 25, 50

Por qu un profesional de crdito podra probar la lnea operativa de un cliente como un porcentaje diferente al totalmente utilizado (por ejemplo, 25, 50 o 75%)? Seleccione todas las que correspondan.

El cliente proporcion proyecciones detalladas de utilizacin como fuente de referencia.

La utilizacin promedio estndar es siempre del 30% para probar una lnea operativa

Un profesional de crdito siempre usar cifras basadas en una lnea operativa completamente dibujada

Los patrones de uso histricos revelan que nunca se ha utilizado por completo en el pasado.

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